Your quick decision to your next Kitchen Finance
Before you apply
You will apply for your finance you will need to collect the following information before you apply:
- Details of any additional income
- Name and address of your employer (if applicable)
- Your address and postcode
- Your bank account number and sort code
If you do not have the above information to hand or you are not ready to proceed with an application then unfortunately we will be unable to process your application in-store.
At the start of each finance application a soft credit search will be carried out to check your eligibility for a loan, this will appear on your credit file but will not be visible to other lenders. Once this is completed successfully we will then provide a quote to you before carrying out a full application. At the end of this point a full credit check will be carried out by the lender before finally a decision is provided.
ARE YOU ELIGIBLE FOR FINANCE?
- Applicant must be 18 years or over at the date of application
- Be a permanent UK resident – minimum 3 years
- In regular, permanent employment working 16 hours or more per week. (Including students).
- Not working through disability
- Be able to prove affordability to repay the payments.
- Have access to a current account for monthly direct debits.